Music & Entertainment

We manage the wealth of some of the UK’s most talented individuals, as well as supporting the next generation of up and coming talent. 

A key part of our approach is becoming one of your team and working alongside managers, lawyers, agents, business managers and accountants. 

It is accepted by many that there is gap when it comes to long-term financial planning in the entertainment industry. It can easily be forgotten or neglected and can have consequences in the latter stages of life.

We successfully fill that gap and flip the stereotype on its head by engaging with our clients over the reasons why wealth management is so important for them:

  • They experience unique earning patterns where income might not be as steady due to recording and touring cycles. 
  • The nature of the industry means their circumstances can change very quickly.
  • They need to carefully design plans for medium and long term sustainability.
  • As LTD company directors or LLP members, they need specialist mortgage advice to find lenders that can cater to their income structures and that understand the impact of creative cycles. 
  • They do not have employer workplace pension schemes, so to avoid falling behind it is imperative that they set up private pension plans to secure their long term ambitions.
  • They need to design medium term investment plans that can optimise their wealth in a tax efficient way and allow them to comfortably ride out their career cycles. 
  • They leave themselves and their families at risk as they have no workplace life insurance plans provided by an employer.

Our expert understanding of our clients’ creative cycles means we are perfectly placed to help them as their careers develop and then maximise opportunities when they peak. Together we design plans that provide long term financial security, so they can have what’s important to them and their families. 

We believe it is crucial that their adviser understands their income structure. We have a wealth of experience when it comes to:

  • Publishing & royalties
  • Advances
  • Back catalogues
  • Short term contracts
  • LTD company 
  • Partnership or LLP
  • Endorsements

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.